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Santam and Sanlam – What’s the Difference?

Santam and Sanlam - what's the difference? Even their symbols have a similar message. With Santam’s protective umbrella and Sanlam’s clasped hands. Indicating that both will keep your financial matters safe. The Suid-Afrikaanse Nasionale Trust en Assuransie Maatskappij (Santam) was first registered on 28 March 1918. However before the group even registered it was decided that the life insurance department would be a separate company. Therefore, the Suid-Afrikaanse Nasionale Lewens Assuransie MaatskappijBeperk (Sanlam) was registered shortly after Santam on 8 June 1918. In 1935, Sanlam acquired the African Homes Trust (later renamed Metropolitan Life) from parent company Santam. Today, Sanlam is the leader of the organisation. More about Sanlam Vs Santam The Sanlam head offices are in Bellville, just outside Cape Town in the Western Cape. The group was demutualised in 1998 and was listed on the Johannesburg Stock Exchange. In other words, you can see Santam as the parent company. Which gave birth to Sanlam in order to convert the life assurance department of Santam to a separate company. So this means that long-term profits (for policy holders) are separate from short-term profits (for shareholders). Sanlam became the spearhead operator and Santam kept its focus on short term insurance… Read More

Compare Quotes of Top Business Insurance Companies

If you want to compare quotes of top business insurance companies, then there are a number of organisations that you can compare such as Outsurance, Etana, and Mutual and Federal. Now you may be wondering exactly how to insure that you get the best deal on your cover and how to compare the quotes that you get from the insurance companies. Well there are a number of organisations that are dedicated to providing you with a number of quotes and comparing them for you so that the whole process is simplified for you. Now in South Africa, it is nearly impossible to not have seen or heard an advertisement by Hippo.co.za. This organisation is based purely on comparing quotes for what ever kind of insurance you are looking for. Their latest adveritsing offering includes a rework of a popular song that gets stuck in your head and has the copy line of “You the need the Hippo to combat quotes” and this is exactly what they do. So no matter what kind of insurance you are looking for, you can rely on Hippo get the most competitive quote for you. What is more is that they even offer insurance tips… Read More

1st For Women Vehicle Insurance Quotes

1st For Women vehicle insurance quotes say everything about who you are. Well, your outfit says a lot about your personality and also about your lifestyle. First for Women makes up the difference and says a lot about your vehicle insurance. There are a number of vehicles and motorcycles on the road and they offer insurance on a number of these vehicles. Many will ask: “What really is the point of car insurance and motorcycle insurance?” Well, insurance covers your vehicle, you – the driver - in case your vehicle gets stolen or your end up in an accident. If you are looking for some kind of cover for your vehicle, it is important that you read through 1st For Women vehicle insurance quotes and see where you are able to find the right price. The prices differ, for instance there is a policy that will cover damages to your car and there is one that doesn’t. These obviously have different prices. You can buy a cover that would pay if you car sustains damage and you can get paid if another car hit you and you sustained injuries. If you were the other driver that caused the accident and… Read More

The Hollard Motor Xtender Extended Car Warranty

The Hollard Motor Xtender extended car warranty provides clientele who have a car less than 10 years old with less the 200000 kilometres on the clock what Hollard likes to call “extended peace of mind”. They make this claim as this insurance provides cover against the cost of unforeseen breakdowns as well as assists in the expense of maintenance. This insurance additional provides you with 24 hour roadside assistance as well as covers any repairs or breakdown costs. Along with this, Hollard offers four cover options depending on your needs so they really do cater their products to your specific needs. To find out if you qualify for the Hollard Motor Xtender extended car warranty, all you need to do is visit the website at www.motorxtender.co.za. If you do apply, you can submit your details and a Hollard employee will call you back. Alternatively, you can create an online quote for yourself and see how much this plan will cost you. Their plans range from R79pm so they will not break the bank and they offer you a great deal for your money. The four different plans are named Hollard Maxi Cruise, Hollard Cruise, Hollard Move, and Hollard Drive, and… Read More

Insure a Vehicle with AA Car Insurance

To insure a vehicle with AA car insurance is probably one of the best things you can do. They have so many different options for you to choose from when it comes to auto insurance; you can choose something that suits you more specifically than having the same motor policy as everyone else who has their vehicles covered by AA. For example, there is Learner Drivers Insurance, Short Term Insurance and Women’s Car Insurance; allowing you to choose the group that specifically suits you. With their five star rating car cover and exciting cash back policy you are sure to be happy with the service you receive, and the best part is that you are able to easily obtain online quotes so you don’t have to worry about going to them. You can also get legal assistance when you need to get recovery of some items that were not insured when you insure a vehicle with AA car insurance; like a policy excess, loss of earnings, compensation if you suffered a personal injury or even transport costs if you are unable to use your vehicle. You can also claim back the policy excess on any claims when you are the… Read More

Old Mutuals Short Term Insurance Cover

Old Mutuals short term insurance cover offers affordable policies to anyone in South Africa. Not only does Old Mutual insure vehicles, but they also offer medical cover, disability cover and life insurance among other policies. They are the oldest, yet most trusted and used company in the country when it comes to insurance and it is not difficult to see why this is. What they offer is at a reasonable rate, and you can expect to receive free quotes from them too when you are contemplating using their services. This is the company you should go to first, before thinking of using any other cover providers. There are many benefits to using Old Mutuals short term insurance cover; you just need to decide which of the policies suit you best. Short term cover is always the best if you are not looking to tie yourself to something for too long; of course this will not be the option if you are looking for life cover, but maybe to insure vehicles for a short period of time. Short term insurance is also more affordable than long term, and it allows you to be specific about the time span you would like… Read More

Vehicle Insurance Companies

Vehicle insurance companies in South Africa for those who need reliable and affordable motor cover are in abundance which is a good thing for consumers looking to get the cheapest monthly premiums. Due to the fact that the providers are in constant competition with each other it is often possible to play one company quote against another in an effort to get the best deal. For instance, if you drive a 2006 Opel Corsa and OutSurance have quoted you R450.00 per month for comprehensive motor car cover you can then give a provider such as Budget a call and tell them exactly what Outsurance quoted you. Chances are good that a Budget company representative will try and offer you a lower price or less excess or some other competitive deal. Of course phoning vehicle insurance companies individually can prove to be a time consuming process especially if you are constantly being put on hold and repeating your details time after time can get rather tedious. This is where an online quotation facility such as the Hippo Insurance quotes can come in very handy. Anyone with an Internet connection can visit the hippo.co.za website, fill in a few personal details as… Read More

ABSA Car Insurance

ABSA car insurance for those who need a comprehensive package provides a policy that covers a vehicle for the retail value. This means that in the unfortunate event of a complete loss, clients will be in a position to be able to replace the vehicle with a make, year and model similar to that they were driving. The idirect package from this popular South African financial institute also offers clients the options of insuring a scooter or motorbikes against damages and loss. Friendly consultants can talk potential clients through the various options available to make sure a customer gets the correct policy to suit their requirements. There are three ABSA car insurance options available which include comprehensive, third party and third party, fire and theft. The comprehensive package covers a vehicle against accidental damage, theft, hijacking and accidental damage to any third party’s vehicle or property. Third party policies are for damage to a third party’s property caused by the client, not covering the damage to the client’s vehicle. Lastly, third party, fire and theft is similar to third party with the addition of a client being covered for fire, hijacking and theft. Besides those mentioned above, client’s also have… Read More

Young Drivers Car Insurance Quotes

Young drivers car insurance quotes are obtainable for those who are interested. If you want the fullest package, you will go for the fully comprehensive option, but this is where you will have to compare prices from different companies to determine who offers the most affordable cover. There are many companies in South Africa that offer cheap cover for learners, so you will want to find out more about this. If you are a new but experienced driver you will receive cheaper cover from most companies, so you might want to ask them about this as they may not mention it if you do not ask. It is important that you have insurance on your vehicle when you are new on the road and for this you can get young drivers car insurance quotes. Contact a few different places and asked them for a quote on the type of cover you need, whether it is the fully comprehensive one or not. Once you have at least three or four quotes, sit down and compare them and determine which of them will work out to be the cheap cover that you need. Learners have nice packages to choose from as they… Read More

ABSA Comprehensive Vehicle Cover

If you are looking for insurance for your vehicle, know that ABSA comprehensive vehicle cover is one of the more successful options you have. The great aspect about getting car insurance from ABSA bank is that you can get a short term policy or a long term one, whatever you need to suit your situation is available to you. The package you choose is up to you, there are many different premiums you can choose from, so it will be up to you to determine which one will best suit you. It is affordable insurance, so it shouldn’t be difficult for you to make a decision. Every vehicle on the road should have car insurance, whether you have a brand new car or an old one doesn’t matter, you have to have insurance such as ABSA comprehensive vehicle cover. If you are looking for your most affordable, yet excellent coverage, this is the policy you will want to make use of. You will have to choose the package that best suits you, but make sure you take your time when choosing one and be sure to take the premiums into consideration before you make your final decision. Don’t just take… Read More